Open Lending Standards
Revolutionizing lending through open source Domain Specific Language, standardized data models, and collaborative workflow design that empowers the entire financial ecosystem.
Open Source Foundation
Our commitment to open standards is built on three foundational pillars that enable unprecedented flexibility and innovation in lending technology.
Declarative language for designing complex lending workflows with human tasks, automations, and system integrations.
Comprehensive data model covering all aspects of lending operations, from application to servicing.
High-performance workflow execution engine that interprets DSL definitions and orchestrates lending processes.
Lending DSL: Workflow Design Made Simple
Design complex lending workflows using our intuitive Domain Specific Language
Our Domain Specific Language (DSL) is a declarative, human-readable language specifically designed for defining lending workflows. It abstracts complex business logic into simple, maintainable definitions.
- Declarative workflow definition
- Human-readable syntax
- Version control friendly
- Platform agnostic
Rapid Development
Define complex workflows in minutes, not months
Business-IT Alignment
Bridge the gap between business requirements and technical implementation
Vendor Independence
Workflows are portable across different platforms and vendors
Compliance Ready
Built-in compliance checks and audit trail generation
Universal Lending Data Model
Comprehensive, standardized data schema for the entire lending lifecycle
Standardized Data Architecture
Complete Lifecycle Coverage
From application intake to loan servicing and collections
Multi-Product Support
Mortgages, personal loans, business loans, credit cards, and more
Regulatory Compliance
Built-in support for global regulatory requirements
Extensible Schema
Easily customizable for specific business requirements
Applicant
Application
Loan Product
Credit Decision
Loan Account
Payment
Complete JSON Schema definitions for all lending entities with validation rules and constraints.
OpenAPI 3.0 specifications for all data model endpoints with examples and documentation.
Step-by-step guides for implementing the data model in various databases and platforms.
Join the Open Standards Community
Collaborate with industry leaders to shape the future of lending technology
Contribute to Development
Help improve the DSL and data model through GitHub contributions, feature requests, and bug reports.
Community Forums
Connect with other developers, share best practices, and get help with implementation challenges.
Standards Committee
Join our standards committee to influence the direction of open lending standards and protocols.
Get Started Today
Download our open source tools and start building the future of lending with standardized, interoperable solutions.
Implementation & Integration
Multiple ways to adopt and integrate our open standards into your existing systems
Native libraries for Java, .NET, Python, and Node.js
RESTful APIs with OpenAPI specifications
Direct database integration adapters
Kubernetes-ready containerized deployments