Scale Lending with AI. Stay Audit-Ready.
The intelligent infrastructure that lets you deploy AI agents for lending operations while maintaining the traceability regulators demand.
Trusted by leading financial institutions worldwide
Understanding the Problem
The Challenge Every Lending Institution Faces
The Translation Gap
Your credit policies, FOIR calculations, and approval workflows make perfect sense to your business teams. But translating them into software takes months and introduces errors at every step.
The AI Dilemma
AI promises transformation, but deploying agents without proper guardrails is a regulatory nightmare. Every decision must be explainable. Every action must be traceable.
The Speed vs. Control Trade-off
You can move fast with generic platforms and lose control. Or build custom systems and wait 12-24 months. Neither option works in today's market.
There's a better way.
Intelligent Infrastructure for Lending
We built lending software the way it should have always been built: in your language, with AI-ready architecture, and auditability at the core.
Express Lending Logic in Lending Terms
Define EMI calculations, credit policies, and approval workflows in business language. No translation layer. No lost meaning. What your teams write is what the system executes.
Deploy AI Agents with Confidence
Our event-driven platform captures every action by humans and AI alike. Test, compare, and scale AI agents knowing every decision is traceable and auditable.
Compliance by Design, Not Afterthought
Audit trails, role-based access, and regulatory controls are enforced at the platform level. Compliance teams get the visibility they need without slowing operations.
How It Works
From Months to Weeks. From Chaos to Control.
Model Your Business
Map your lending products, workflows, and policies using our domain-specific constructs. Business and tech teams collaborate in a shared language.
Launch and Integrate
Go live in weeks, not months. Connect to your existing core banking, KYC providers, and credit bureaus through 100+ pre-built integrations.
Add Intelligence Safely
Introduce AI agents for document processing, credit decisioning, and customer communication. Every action is logged, every decision is explainable.
Model Your Business
Map your lending products, workflows, and policies using our domain-specific constructs. Business and tech teams collaborate in a shared language.
Launch and Integrate
Go live in weeks, not months. Connect to your existing core banking, KYC providers, and credit bureaus through 100+ pre-built integrations.
Add Intelligence Safely
Introduce AI agents for document processing, credit decisioning, and customer communication. Every action is logged, every decision is explainable.
Platform Capabilities
One Platform. Complete Lending Operations.
From lead capture to disbursement. From retail loans to microfinance.
Lead management and scoring
Digital onboarding and eKYC
Automated underwriting
Credit bureau integration
Document processing
Sanction and disbursement
100+
API Integrations
Built for Every Lending Vertical
Pre-configured workflows and integrations for diverse lending products
Mortgage & Property Loans
Property valuation, legal vetting, and LTV automation built in
Hover to see key capability
Business Loans
GST analysis, bank statement parsing, and government scheme integration
Hover to see key capability
Education Loans
Institution verification and co-applicant workflow management
Hover to see key capability
Microfinance
Field verification, group lending support, and rural accessibility
Hover to see key capability
Plus: Personal Loans, Auto Loans, Gold Loans, and more
Results That Matter
Why Leading InstitutionsChoose Us
We Build With You, Not For You
We don't force you into our constructs. We work alongside your teams to model solutions that fit your specific business processes and terminology.
Speed Today. AI Tomorrow.
Launch your lending products in weeks. The same event-driven architecture that enables rapid deployment becomes the foundation for AI agent integration.
No Vendor Lock-In
You control your innovation roadmap. Extend the platform, customize workflows, and evolve your systems without dependency on our release cycles.
Trusted by banks, NBFCs, and fintechs processing $2B+ in loans annually
"We believe the future of lending software isn't about forcing institutions to change how they work. It's about building technology that speaks their language.
Domain Depth Over Generic Breadth
We specialize in lending. Our platform understands EMI, FOIR, LTV, and credit policies as native concepts, not fields in a database.
Auditability as Architecture
Compliance isn't a feature we add. Every event, every decision, every action is traceable from day one.
Open Standards, Not Walled Gardens
We're open-sourcing our domain-specific language and providing tools for in-house teams to build on. Our goal is to enable the ecosystem, not lock it in.
Global Reach
Trusted Across Markets
Lending Labs powers lending operations for institutions across three continents. Our platform adapts to local regulatory requirements while maintaining global standards.
India
Banks, NBFCs, and Fintech Lenders
Southeast Asia
Regional financial institutions
Africa
Inclusive finance and microfinance
Secure by Design
Enterprise-grade security and compliance built into every layer of our platform
ISO 27001:2022 Certified
SOC 2 Type II Certified