Our Story
Built On
First-Principles Thinking.
Long before we were Lending Labs, we were Kuliza — a pioneer in low-code lending technology as early as 2017. Our experience of working alongside leading NBFCs, banks, and lending businesses across India, Southeast Asia, the Middle East, and African markets showed us how lending shifts across products, regulations, and operating models. No two markets behaved the same way, and no single tool could keep up.
Those years revealed a pattern we couldn't ignore. Organizations weren't held back by a lack of tools — they were held back by tools that weren't designed to work together around how the business actually runs. That gap became the foundation of our new chapter: Lending Labs.
The "Lab" in our name reflects how we work. We approach every problem with curiosity, depth, and first-principles thinking: studying the work before designing the system, questioning assumptions before building, and staying close to the customer until ideas turn into measurable outcomes.
This mindset has shaped both our platform and our culture. What began as a small team solving complex operational problems has grown into a company helping enterprises build systems that are more adaptive, intelligent, and accountable from the ground up.
And the timing matters now more than ever. Lending Labs isn't one more product in a crowded stack. It's built for a moment where intelligence is no longer a feature added at the end, but the foundation the whole system rests on — designed for this new era from the start, not adapted to it after the fact.
The Founding Team
The People Behind the Work
Every system, decision, and standard you see today has been shaped by the people who have been with us since the very beginning. They have been here from the first line of code, and they continue to turn ideas into production reality. This diverse group translates complex problems into dependable products — staying personally invested in every customer outcome. They lead with humility, hold each other to a high bar, and treat every customer's success as their own.
Anand is an Ex-Amazon, IIT alumnus and serial entrepreneur, now building his fourth company. He previously built Minjar, which was acquired by Nasdaq-listed Nutanix for $50M in 2018. A visionary in his own right, he has a rare ability to read markets early — catching shifts while they are still quiet and shaping teams around what comes next.
Srinath comes from the Trilogy pedigree and is a serial builder, now on his third startup, with one exit to Accolite Digital. A first-principles thinker, he brings 20+ years of engineering depth and an uncompromising belief in building systems with precision. He reads complex systems like English and guides us like a true Sensei.
From his time as an SVP at Axis Bank, Prakash brings deep, hands-on experience from the lending space. With a strong IIM and NIT pedigree, startup DNA, and GTM expertise, he excels at taking ideas from 0 to 1 and turning complex enterprise challenges into clear, actionable go-to-market plans. Outside work, he is a relentless early adopter, always exploring the latest in AI and emerging tech.
Neha brings deep customer understanding shaped by her experience across engineering, lending, and founding teams in the non-profit space. She now spearheads platform development building solutions grounded in real customer needs. She also enjoys shaping strong teams and a thoughtful organisational culture — and is a movie buff outside work.
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