Lending Labs
Context-First Business Orchestration

Ontoz: Business Orchestration for the Agentic AI Era

The platform that gives AI agents organizational context and keeps them accountable. Define what exists. Then decide what happens next.

The Challenge

Why Traditional Platforms Fall Short in the Agentic AI Era

BOAT Platforms

Camunda, Appian, Pega

  • Focus on process orchestration
  • See workflow state, not organizational context
  • AI agents see data but not meaning
  • Process-centric, not role-centric
Developer Frameworks

LangChain, n8n, CrewAI

  • Flexible for developers
  • No built-in organizational context
  • Limited enterprise governance
  • No business user interfaces
Ontoz

Context-First Orchestration

  • Captures organizational context
  • Guardrails encoded in DSL
  • Full traceability and auditability
  • Role-centric orchestration
  • Business and technical users aligned

Every organization has an implicit ontology: the things that exist, how they relate, why they matter, and how decisions happen. This context lives scattered across systems, tribal knowledge, and people's heads. Ontoz captures it.

Core Platform

The Ontoz Architecture

Ontologica

The Language of Context

Our domain-specific language for expressing organizational context. Define entities, relationships, rules, and roles in business terms. What you write is what exists - no translation layer.

Guardrails encoded as first-class language constructs

OntoLogic

The Execution Engine

Deterministic execution with full traceability. Business rules as pure functions you can unit test. Every decision creates a complete audit trail.

Compile-time validation catches errors early

Business Modeller

The Business Interface

Visual, business-friendly interface for defining context. Business teams express domain logic without writing code directly.

Bridges business and technical teams seamlessly

OntoGraph

The Living Context

Your accumulated organizational context: decision traces connected across entities, time, and relationships. Precedent becomes searchable.

Emergent, not engineered knowledge structure

Workspace

Where Work Happens

Role-centric interface that adapts to user context. Queue management, case handling, task execution with full contextual awareness.

Where humans and AI agents collaborate

Mission Control

Answer Engine for Insights

Real-time visibility into organizational operations. Natural language querying, pattern detection, and anomaly identification.

Insights from context, not just metrics
We are not giving AI a rule book. We are giving it organizational memory. A new employee does not need rules for every situation. They need to understand what exists, who does what, and how similar situations were handled before. That is what Ontoz provides.

Built for Lending

Intelligent Infrastructure for Lending

Core Constructs

Milestone

Major phases

Onboarding, Credit Sanction, Disbursement

Activity

Logical groupings

KYC, Legal Verification

Task

Work executed by human or code

Verify PAN, Check CIBIL Score

Action

Marker for execution

Every action is recorded as an event

Supported Loan Products

Mortgage / Home Loans

  • Mortgage and Home Loans
  • Loan Against Property (LAP)
  • End-to-end origination and servicing

100+ Pre-Built API Integrations

KYC, credit bureaus, government schemes, and core banking systems

Stakeholder Value

Value for Every Stakeholder

For CTOs

Ship in weeks, not months. Ontologica eliminates translation errors between business requirements and code. Your teams speak the same language.

For CIOs

Safe AI adoption with governance intact. Every action by humans and AI agents is traceable and auditable. Test AI agents with complete accountability.

For CDOs / Compliance

AI decisions you can explain and defend. Audit responses in minutes, not days. Full traceability through event-driven architecture.

For Developers

Define once. Reason everywhere. Type-safe with compile-time guarantees. Business rules as pure functions you can unit test.

Technical Foundation

Enterprise-Ready Architecture

Development

DSL, Process Modeller, Integration Hub, Modular design

Security

Encryption, Role and Task Based Access Control, MFA, Database validations

Compliance

Audit trails, Traceability, Event database

Operations

Queue/SLA management, Smart allocation, Notifications

Analytics

Business KPIs, API monitoring, Risk detection

Performance

Low-latency cache, Async processing, Optimized architecture

Collaboration

Workspace, Quick Support, User dashboards, Clarifications

Interoperability

API First Design, Integration Hub with 100+ Pre-Built Integrations

Tech Stack

Java Spring Boot
Vue.js / React
PostgreSQL
Redis
Apache Kafka
Apache Druid

Deployment Options

On-Premise
Private Cloud
Hybrid Deployment
Multi-tenant SaaS

Track Record

Proven at Scale

50,000+ Cr
Disbursements Processed
60-70%
Faster Product Launch
100+
Pre-Built API Integrations
7+
Years Building Lending Software

Our Approach

Co-Creation, Not Just Software

Co-Creation Philosophy

We work alongside your teams to build solutions that fit your specific business constructs and processes. We adapt to your language, not the other way around.

Build Fast, Add Intelligence

Launch in weeks, not months. The same event-driven architecture that speeds development creates the foundation for AI automation. Build fast today. Add intelligence tomorrow.

You Own Your Code

No vendor lock-in. You own your Ontologica code and control your innovation roadmap. Extend the platform as your needs evolve.

Open Standards Vision

Enabling the Lending Ecosystem

We lead with knowledge sharing. We intend to open-source Ontologica and make a version of our Ontoz platform available for in-house IT teams of banks and NBFCs with pre-configured solutions they can plug in and build upon. Our goal is to enable the lending ecosystem, not just sell to it.

Join the Ontologica Developer Community
Coming Soon

Ready to Give AI Organizational Memory?

See how Ontoz can transform your lending operations with context-first orchestration.

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